Quick answer: Beyond the quoted price, expect stamp duty, registration charges, GST on under-construction homes, a maintenance deposit, parking charges if not included, and possible floor-rise fees. Ask for a full cost sheet upfront — a transparent project like Auriga 9 should be able to give you one.
The number on a brochure is rarely the number you actually pay. Here are the costs that tend to surprise buyers after they've already committed to one of the luxury projects in Borivali West on their list.
Stamp Duty and Registration
These are government charges calculated on the property value, and they're separate from the home's price. They can add up to a meaningful percentage of your total cost, so factor them in from the start rather than after you've budgeted for the flat itself.
GST on Under-Construction Property
Under-construction homes attract GST, unlike ready-to-move properties in some cases. This is a real cost, not a rumour, and it's worth confirming the exact applicable rate for your specific purchase.
The Maintenance Deposit
Many projects collect an advance maintenance deposit at the time of possession, sometimes covering a year or more upfront. Ask how this is calculated and whether it's a one-time or recurring cost.
Parking, If Not Included
Some projects quote a price that includes one parking spot, others charge for it separately. Confirm this explicitly — at Auriga 9, ask directly what's included as standard versus what would be an additional cost.
Floor-Rise and View Charges
Higher floors, or units with a particular view, sometimes carry an additional charge on top of the base price per square foot. This is common industry practice, but it should be disclosed clearly, not buried in fine print.
Club or Amenity Membership Fees
Some projects charge a separate, one-time fee for amenity access, distinct from the ongoing maintenance charge. Ask specifically whether this applies and what it covers.
Legal and Documentation Charges
Drafting and registering the Agreement for Sale sometimes involves legal fees, which may or may not be included in the developer's quoted price. Clarify this before signing anything.
Interest During Construction, If You're Financing
If you're taking a home loan for an under-construction property, pre-EMI interest during the construction period is a real, ongoing cost — factor it into your monthly budget, not just the final EMI once possession happens.
How to Protect Yourself
Ask for a complete, itemised cost sheet before booking — every charge, one-time or recurring, written down clearly. A transparent developer shouldn't hesitate to provide this.
Going in with this list means fewer surprises when you're comparing luxury projects in Borivali West, Auriga 9 included, on a genuinely complete price basis.
Frequently Asked Questions
Is stamp duty included in a project's quoted price? No — it's a separate government charge calculated on the property value.
Do under-construction homes attract GST? Yes, generally — confirm the exact applicable rate for your purchase.
Should parking always be included in the base price? Not always — always confirm this explicitly rather than assuming.
What's the best way to avoid hidden cost surprises? Ask for a complete, itemised cost sheet before booking anything.
Want a full cost breakdown for Auriga 9? Schedule a site visit with Bhatia Group.
